Mortgage Application Check List

Copy of LAST 2 (CONSECUTIVE) PAYCHECK STUBS for each borrower.

Copy of LAST 2 YEARS (07 & 06) FEDERAL INCOME TAX RETURNS.

Copy of LAST 2 YEARS (07 & 06) W-2 FORMS FOR EACH BORROWER.

Copy of HOMEOWNERS INSURANCE DECLARATIONS PAGE (shows coverage amounts, policy dates, premium amount, and agent’s name and phone #). If not available, please provide your agents name and phone number.

Copy of LATEST STATEMENT FOR ALL MORTGAGES. If you have a payment book, a copy of a PAYMENT COUPON. If not already on statement of coupon, please provide: NAME, ADDRESS, PHONE #, AND ACCOUNT # or all mortgages.

Copy of LAST 2 MONTHS BANK STATEMENTS FOR ALL ACCOUNTS.

Copy of LATEST REAL ESTATE TAX BILL.

Copy of DRIVERS LICENSE/SOCIAL SECURITY CARD for each borrower.

Most Recent 401K/ASSET STATEMENTS (All Pages)

Only If Applicable

Contact # for HOMEOWNERS ASSOCIATION (Only If Applicable)

Copy of BANKRUPTCY DISCHARGE PAPERS and ALL SCHEDULES showing list of creditors along WRITTEN EXPLANATION. (Only If Applicable)

Copy of DIVORCE DECREE AND SETTLEMENT AGREEMENT. (Only If Applicable)

Copy of ALL SOCIAL SECURITY/PENSION AWARD LETTERS and 2 MOST RECENT STATEMENTS OR CHECK STUBS to verify amount received. (Only If Applicable)